You could just get yourself some insurance and, like a good neighbor, State Farm will take care of it for you.
How about this instead? Would you rather:
1. Take your car for a nice Sunday drive?
https://lastchance.cc/hurray-bravo-excellent-choice-sir-madame-5835520%3C/a%3E%3C/p%3E
2. Spend your Sunday trying to buy a new ride because your old car got trampled by a heard of profoundly confused wildebeests?
https://lastchance.cc/well-this-is-embarrassing-for-you-5835524%3C/a%3E%3C/p%3E